Discover the Visa classic business card that’s right for you
*A deferred debit card can be linked to a banking current account, similar to a traditional debit card, but where the value of a transaction is not debited from the current account's balance immediately. Instead, the total money for all transactions processed is deducted at a certain date, usually the end of the month, similar to the way that a charge card works.
How a classic Visa business card could benefit your business
Convenient
• Accepted around the world
• Separation from personal finances
• 24x7 support
• Traceable audit trail
• Manage spend in one place
• Save on select merchants with Visa discounts for
cardholders
Benefits and features may vary by card issuer, so check with your card issuer to learn more about your specific Visa card benefit and features. Terms and conditions apply.
Some of the partners offering benefits to Visa classic business cardholders
List of partners is not exhaustive. Terms and conditions apply. Offers are added on a regular basis and are subject to change.
The benefits of using dedicated company cards
Dedicated business spend
Dedicated company cards ensure that business 'best practice' is followed through the clear separation of business and personal expenses. Because of this, professional accountants and tax authorities recommend this within their organisations.
Simplified accounting
There is no need for the SME owner to identify personal transactions, as most major accounting software accepts business cards and automatically categorises the business expenses that are uploaded. SME business cards help to create a streamlined bookkeeping and accounting process.
Streamlined tax filing
A separate account for business expenses means that you don't have to go through all of your expenses when it comes to tax filing.
Powerful spend control
Dedicated company cards give you more control over how and where business cards are used. For example, you can freeze employee business cards, limit transactions, and restrict what type of merchants/vendors your cards can be used at.
Improved visibility
Expense tracking is easier for both the employees and employer with access to enhanced reports and insights. This increased visibility over card usage keeps business spending accountable and under control.
Build a credit rating
With a dedicated company card, you can build up a credit rating that is separate to the rating of the owners. Using a personal credit card for business purchases may mean you miss out on increasing your business credit rating.
Benefits and features may vary by card issuer, so check with your card issuer to learn more about your specific Visa card benefit and features. Terms and conditions apply.