• Deliver fast and simple payouts to billions of cards.

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Visa Direct enables real-time1 payout experiences with the scale and security of the Visa network

Visa Direct reverses the payment flow of the Visa network, allowing businesses to make real-time1 payouts to all Visa cards.

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Reach payees everywhere

Send money to over 3 billion cards, including nearly 2 billion in real-time1.

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Connected payment experiences

Create fast, simple and connected payment experiences, able to deliver 24 hours every day to eligible cards.

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Simplify payment operations

Unlock payments at scale through Visa Direct’s single connection point, to deliver billions of transactions to a card or account.

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The security and reliability of Visa

Access a trusted network and risk solutions to help ensure that funds and information are handled securely and appropriately.

Workers often need fast access to their wages.

Earned wage access solutions can allow workers to access their earnings in real-time1, without waiting for payday.

Process transactions

Once you are connected to Visa Direct, its 24/7/365 processing capabilities can enable transactions around the world3.

Learn more about processing Visa Direct transactions

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Report and reconcile

After transactions are completed, solution providers can help consolidate your Visa Direct transactions and provide customised reports for your financial records.

Learn more about reporting and reconciling

Online marketplaces2

Marketplaces can help improve their seller experience with real-time1 payouts following sales.

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Faster merchant deposits2

Payment service providers can help build merchant relationships and develop new revenues with real-time¹ sales payouts.

A closeup of a tablet screen with Visa Direct payment details.

Launch a real-time1 payment solution for your business

To deliver your payment experience, connect with a Visa Direct solution provider.

Accept card data

A solution provider’s platform can give you the tools you need to capture card data efficiently. The shown image is a prototype of a card capture widget for a push to card solution for illustrative purposes3.

  • PCI Compliant Card capture widgets
  • White label user interface
  • Secure web hosting
  • Tokenisation

Get started with Visa Direct

You can join the Visa Direct ecosystem with the help of a Visa Direct solution provider5 and your acquirer.
Find a solution provider
Connect with Visa

Visit our resources page for addtional information about the Visa Direct ecosystem.

  • ¹ Actual fund availability varies by receiving financial institution, receiving account type, region and whether transaction is domestic or cross-border.
  • ² Use cases are for illustrative purposes only. Programme providers are responsible for their programmes and compliance with any applicable laws and regulations.
  • 3This depiction is intended for illustrative purposes only. This depiction should be understood as a representation of the potential features of a fully-deployed solution. The final version of this product may not contain all of the features described in this presentation.
  • 4 Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the USA.
  • 5 Information about listed solution providers is provided as a convenience and for informational purposes only, may not include all Visa Direct solution providers, and is based on information provided by each solution provider. Visa is not responsible for the accuracy of such information. All brand names and logos are the property of their respective owners, are used for identification purposes only, and do not imply product endorsement.