Our research dispelled the myth that cash, cheques and paper invoices are the easier, cheaper and faster way to do business. We discovered that 57% of consumers would prefer to shop with their card alone, and that 42% of businesses already prefer digital payments over cash and cheque – typically for business expenses such as petrol, dining & entertainment and travel. By moving away from paper or cash, two things happen: Your customers save time, accumulate rewards, and find it easier to track spending when they pay digitally. On the other side of the checkout, your business benefits from fraud protection, seamless integration with invoicing and accounting tools, and greater insight into your customers’ spending behaviour. Incremental evolution in payments can add significant value, like adding online payments to your website, or removing minimum purchase requirements or surcharges for digital payments.