Visa Instalments Solution (VIS) APIs
Instalments trends and opportunities
$ 184 bn
forecasted value of the European instalments market in 2023, a YoY growth of 20.5%¹
Between Q1 2020 - Q1 2023, BNPL usage in the UK has grown from 23% to 40% of all consumers²
Nearly 1/4 of all global ecommerce transactions are expected to be BNPL payments by 2026³
How VIS works
of surveyed merchants reported increased overall sales due to instalments being offered at checkout⁴
of UK instalments users surveyed, said they spent more frequently⁵
of surveyed merchants reported higher value transactions per customer because instalments was available⁴
Visa Instalments Solution Partners
Start accepting instalments with Visa
Other ways to accept Visa payments
Visa Flexible Credential (VFC)
VFC is a virtual card-based solution that automatically splits eligible transactions into instalments, and can be used anywhere Visa is accepted.
Click to Pay
Visa Click to Pay makes shopping online consistent, easy and secure for your customers.
Frequently Asked Questions
¹Europe Buy Now Pay Later Market Report 2023: BNPL Payments are Expected to Grow by 20.5% to Reach $184,658.3 Million in 2023 - Forecasts to 2028, Research and Markets , 2023
⁴RFi H2 2022 Research
⁵Buy Now Pay Later Improves Sales for Two Thirds of UK Retailers, 2022; https://thewisemarketer.com
⁶*Availability of specific instalment program products and features may vary by market and is subject to change. Issuer is solely responsible for its own instalment program.