Pay later

A great financial fallback should anything unexpected happen.

A Visa Pay Later Card can act as a credit card, charge card or deferred debit card, giving you a safety net for those unexpected payments that may sneak up on you.

  • It gives you control over your money, providing an overview of your expenditure, whilst also being a convenient way to help you to smooth over the peaks and troughs of your monthly finances.
  • The Pay Later card also gives you flexibility, which can be essential when you have unexpected outgoings in a month. If, for example, you make a high-value purchase, the card enables you to pay back the balance over a longer period of time (at a specified rate of interest). Of course, should you wish to pay off the balance in full before the end of the month, you won’t incur any interest charges.
  • If you've purchased faulty or damaged goods, or a retailer has gone out of business, then your Visa Pay Later purchases will be protected. There is also no safer way to pay online using Verified by Visa, a simple password-protected identity-checking service that takes the risk out of online retail, for you and for your customers.

Verified by Visa Webpage

For full information on managing your money with confidence visit: www.bettermoneyskills.com

Pay later