Visa Personal Payments

Visa Personal Payments is a new service from Visa that enables you to send money directly from your mobile phone to another person quickly and securely.

All you need to know is the other person’s mobile phone number, so there’s no need to share account information.

The entire process is managed from within a mobile app provided by your bank, meaning you can be confident that your details are safe.

A Visa debit, credit or prepaid card can be used to collect the payment.

Sending Money

Visa Personal Payments is offered by banks, either as a standalone app for your mobile or integrated into their existing mobile products.

Once enabled, customers can chose who they want to send a payment to by simply selecting the intended recipient’s mobile phone number from within the app.

They also choose the amount they wish to send and enter a personal message.

Once the details are confirmed, a text message is sent automatically to the recipient, containing a unique link that takes them through to a secure webpage where they can enter their details to collect the payment.

Collecting Money

Anyone with a web-enabled mobile phone or access to the internet, and a Visa card, can collect payments from Visa Personal Payments.

Any type of Visa card can be used to collect payments including a Visa debit, credit or Prepaid card or Visa Electron.

When someone sends you money using the Visa Personal Payments service you will receive a text message containing a unique link. 

You’ll then be asked to fill in a few details to collect your money.

Sign Up To Visa Personal Payments

If your bank offers Visa Personal Payments, visit their website to find out information on how to get started.

As soon as your bank has enabled you for Visa Personal Payments then you can send money to anyone with a mobile phone number and a Visa card billed in GBP (Great British Pounds) – it’s that simple.